Contact Sun Life toll-free at 1-866-896-6976, or outside of North America at 1-800-2527-3211 Monday to Friday, 6:00 am to 6:00 pm MT for confirmation of coverage.

Yes. If there is a balance in your HSA when you leave SLB, that balance will be forfeited. However, you will have 90 days from the date you leave to submit any outstanding claims, but only claims incurred before your last day at work will be processed.

In order to be tax effective, the total annual amount to be deposited into an HSA must be set in advance of the plan year, during the annual enrollment period. Further, you can't direct your own money to the account – the Canada Revenue Agency allows only employer contributions to be directed to an HSA.

Nevertheless, if you experience a life event, (such as a marriage/divorce or birth/adoption of a child) you may make changes to your coverage to complement your changing needs. If you find that you have some unused flex dollars once you've re-enrolled, you may allocate these unused flex dollars to your HSA.