It does not work that way. The $2,500 and $3,500 are lifetime maximums. If you reach the $2,500 in Option 2 and then move to Option 3, you've already used up two-thirds of your maximum. The total maximum lifetime reimbursement for each dependent child is $3,500, and that's only if you're in dental Option 3.

For any further help, please contact Sun Life toll-free at 1-866-896-6976, or outside of North America at 1-800-2527-3211 Monday to Friday 6:00 a.m. to 6:00 p.m. (Mountain Time).

A unit of scaling is equivalent to 15 minutes of scaling. That means that the plan offers you four hours of scaling per person, each year. Most Canadians see their dentists every six to nine months and require an hour of scaling each time. Our plan even provides for those individuals who need to have their teeth cleaned more often – up to four times a year.

For any further help, please contact Sun Life toll-free at 1-866-896-6976, or outside of North America at 1-800-2527-3211 Monday to Friday 6:00 a.m. to 6:00 p.m. (Mountain Time).

Dental Option 3 is a premium option and the cost of participating is spread over two years.